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Finances

Finances, Lifestyle

The Downgrade to Upgrade

 

I recently withdrew from my Women’s Health Nurse Practitioner program because I did not know if it was the direction I wanted my career to go anymore. It was a difficult decision, but one that gave a sense of peace once I went through with it. A few weeks went by before the reality hit that my monstrous amount of student loan debt would be in repayment. During my undergraduate studies, I took out loans. Some I needed, some I could have gone without. I paid for my entire nursing license with student loans…so.many.student.loans. I attended a private school that had an accelerated direct entry master’s program for people with non-nursing degrees. I wanted to go the community college route and pay WAY less, but the admission process isn’t the best. So I went for my masters; something I knew I wanted anyway.

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Finances, Lifestyle

The Borrowed Life

 

Sometime last year, a friend said to me that I must be a great saver because of my future and recent travel plans. I remember smirking and telling her I actually wasn’t. I had a dirty little secret. I was living beyond my means and sadly living my best life on the excess money from my student loans. I knew that this was not the best financial decision. I knew that at some point I would have to pay back the money. I knew that I should have taken out just the amount I needed for tuition and nothing more. As you can see, the things we know we don’t always do.Continue reading

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